—The term selected indicates how often the coverage will renew.

—Coverage renews automatically at the end of the Term of coverage, Five or Ten Years, without providing Evidence of Insurability.

—Coverage terminated on the certificate anniversary date next following the 70th birthday of the insured.

—This insurance can be converted to any Whole Life level premium plan of insurance prior to the certificate anniversary date next following the 65th birthday of the Insured.

—Coverage is available to any eligible member age 15 to 65. The minimum amount of coverage available is $10,000 with a maximum of $500,000.

—There is reduced rates for non-smokers.

—Monthly, semi-annual, or annual payment plans are available.