Loans, Lines of Credit & Mortgages
Our agriculture loans feature:
- Flexible terms to match your income stream
- Variable terms and rates
- Prepayment flexibility
If you prefer the structure of a loan but like the flexibility of a revolving line of credit, we offer a quick loan product. It provides members with an approved limit that can be re-advanced on multiple times.
Whether you’re looking to build a new home, expand your land holdings or restructure your debts, we can offer you more than great rates and flexible terms. As your financial partner, we’ll take the time to understand what you’re trying to achieve and then tailor a mortgage that helps you do it.
We want our members to be prepared for the unexpected. That's why we offer CUMIS insurance with all of our loan products. For only a few extra dollars, you can rest easy knowing your loans are covered if something happens.
The Canadian Agriculture Loans Act accommodates a wide variety of financing needs with competitive interest rates. You can use the CALA program to:
- Purchase farm real estate
- Construct farm buildings
- Purchase livestock
- Upgrade farm equipment
- Supplement energy use with power from renewable resources
Calidon Equipment Leasing
Agriculture equipment is expensive and a necessary part of the ag industry. Our leasing program gets you the machinery you need without tying up your business capital. We offer:
- Competitive lease rates
- Repayment terms tailored to seasonal cash flow
- Limited up-front cost requirements
- Fixed payments with flexible terms