Service Charge Packages

Optimized Personal Packages

The optimized personal accounts work as follows:

No Fee Package - Free
- 50 debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Cheque orders at cost

E-Plan - $5.00
- 150 debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Cheque orders at cost

The Master Plan - $25.00
 - Unlimited debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Cheques at cost

Heritage 60 Package - $5.00
Available to members who are 60 years of age and over
- Unlimited debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Free in-house cheque orders
- D & H cheque orders at cost
- $5,000.00 minimum balance required to waive monthly fee 


Accounts

Personal Chequing
This is a basic chequing account that does not earn interest
Pay as you go rates apply.

Can & US Maximizer Chequing & Plan 24
These accounts earn interest at the posted tiered rates
Pay as you go rates apply.


Pay As You Go Rates

Applicable to all accounts unless included in package

Cheque debits - $0.75
Electronic debits (POS/MC/PAP) - $0.75
In branch transfers/withdrawals - $0.75
Online bill payments - $0.75

*4 free debit transactions per month for pay as you go chequing (maximizer & plan 24 accounts)

 

Fees & Charges

Certified cheques (member) - $15.00
Certified cheque (non-member) - $25.00
Manager's trust cheque (member) - $15.00
Manager's trust cheque (non-member) - $25.00
Non-member teller bill payment - $3.00
Over the counter bill payment - $1.00
ATM error correction charge (member) - $10.00
ATM error correction charge(non-member) - $20.00
ATM deposit of US cheque or cash correction - $10.00
Bank confirmation - $25.00
Bill payment reversal - $25.00
Canadian/US foreign drafts - $10.00
Foreign cheques sent in on collection - $25.00
Foreign cash order for members - $20.00
Chargeback - $25.00
Canadian cheques written in US funds - $25.00
Closing account less than 90 days - $25.00
Duplicate statement with images - $7.00
Third Party Demand/G
arnishees - $25.00
Balance transfer to other FI - $25.00
Registered product transfer to other FI - $75.00
eTransfer - $1.50
History print- $2.00 (per print)
Inactive/unclaimed accounts - $25.00 (when closed)
Incorrect account number (auto debit/credit) - $5.00
Incorrect vendor account for bill payment - $25.00
Interac online payment - FREE
Interest paid/earned letter - $10.00
Item sent/received for collection - $25.00
Items to overdraw account - $5.00 per item
Non-member cheque cashing - $20.00
NSF fee - $35.00
Overdraft interest - 24%
Phone verification of funds (SK) - $5.00
Phone verification of funds (outside SK) - $10.00
Stop payment in branch or online (full details) - $10.00
Stop payment (stop all or incomplete details) - $15.00
Stop payment item returned - $7.50
Withdrawal from registered products - $5.00



Safety/Night Deposit

Various sizes of boxes available. Please inquire at branches for prices.

Drilling safety deposit box - $200.00
Ordering new key - $25.00
Night deposit service - FREE
Night deposit plastic bags - FREE 


ATM Charges

ATM error correction change - $10.00
ATM transfer - FREE

ATM inquiry - FREE
Canadian Credit Union ATM withdrawals - $0.75
Cirrus ATM withdrawls (international) - $3.50
Interac ATM withdrawals - $3.00
Interac & Cirrus transactions are excluded from all package accounts.


Card Services

Member card - FREE
Card re-order - $20.00
Rush MemberCard - $40.00
Disable or Enable Interac Flash - $25.00


Statement Services

Personal statements are procesed on the 15th and ready for viewing on online banking on the 16th of every month.